Loans Overview

Not Sure Which Loan is Right for you?

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Plenty of loan options from CheckSmart to explore.

Everyone’s financial situation is different, that’s why we have various loan options to suit your needs. Depending on your state, we can offer you one or more lending options to get you back on track. Check out the CheckSmart loans below for more info!

Let us direct you to your SmartMatch!

A short-term loan option to cover you until payday.

Payday Loan

This is a great option for those who need extra cash until their next paycheck.

Explore our webpages to help determine which of the CheckSmart loans is right for you.

Installment Loan

If you want to pay back your loan over time according to a schedule, choose an Installment Loan.

A CheckSmart loan backed by your clear vehicle title.

Title Loan

This loan option allows you to use your clear title for cash and keep your car.

Personal loan options and maximum borrowing amounts

Available loans and loan amounts are dependent on the state you live in, connect with a CheckSmart Lending Pro for more information!

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Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive. 

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos. 

Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Green Dot is a registered trademark of Green Dot Corporation. 

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. 

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details. 

Ohio Residents: Check Cashing provided by Buckeye Check Cashing, Inc., CC700000, Main Office 5165 Emerald Parkway, Suite 100, Dublin OH 43017. 

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