Consumer Privacy Notice

What does The Community Choice Financial® Family of Companies do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 


  • Social Security number and income 
  • Account balances and payment history 
  • Credit history and credit scores 


When you are no longer our customer, we continue to share your information as described in this notice.


How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the Community Choice Financial® family of companies (“CCF”) chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information.Does CCF Share?Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes — to offer our products and services to you (please see “To limit direct marketing contact” below to limit the ways we contact)YesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes — information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes — information about your creditworthinessYesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youYesWe don't share


To limit our sharing

Call (855) 920-9800  


Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.


To limit direct marketing contact

Call (855) 920-9800  


Please note: To make its customers aware of CCF products or services, CCF engages in direct marketing: email, postal mail, text, and telephone marketing. Your telephone, text, and postal mail opt-out choices will last for five years, subject to applicable law. Even if you limit direct marketing, we may still contact you to service your account or as otherwise allowed by law.


Questions?

Call (855) 920-9800


Reasons we can share your personal information.
Who is providing this notice?Members of the CCF family of companies as described in the "CCF Family of Companies" section below.
How does CCF protect my personal data?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CCF collect my personal information?

We collect your personal information, for example, when you: 


  • open an account or apply for a loan 
  • give us your income information or give us your contact information 
  • provide employment information 


We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only: 


  • sharing for affiliates’ everyday business purposes—information about your creditworthiness 
  • affiliates from using your information to market to you 
  • sharing for nonaffiliates to market to you 


State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.



Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. 


  • Our affiliates include CCF legal entities that utilize the names Buckeye Title Loans, California Check Cashing Stores, CashCentral, Cash 1, Cash & Go, CheckSmart, Check Into Cash, Community Choice Financial®, easymoney, Loan by Phone, Speedy Cash, Rapid Cash, Avío Credit, First Virginia Financial Services, and U.S. Money Shops.
Non Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 


  • Nonaffiliates we share with can include companies that market CCF products or services on behalf of the CCF family of companies.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 


  • Our joint marketing partners include program managers for stored value cards.


Other important information

All states: You may have other privacy rights in some states under state law. To the extent that such state laws apply, we will comply with them when we share information about you. 


California: If your account has a California billing home address, we will not share your personal information except to the extent permitted under California law. 


North Dakota: We will not disclose information about you with affiliated companies or with non-affiliated third parties, other than as required or permitted by law, without your express permission.

CCF Family of Companies

The CCF family of companies consists of CCF legal entities that utilize the names: Buckeye Title Loans, California Check Cashing Stores, CashCentral, Cash 1, Cash & Go, CheckSmart, Check Into Cash, Community Choice Financial®, easymoney, Loan by Phone, Speedy Cash, Rapid Cash, Avío Credit, First Virginia Financial Services, and U.S. Money Shops. These entities utilize the following brands:

Avio Credit
Rapid Cash
First Virginia
California Check Cashing Stores
Cash Central
Cash One
Cash & Go
Checksmart
Community Choice Financial
easy money
Check Into Cash
Speedy Cash
Loan By Phone
US Money Shops Loans

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Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive. 

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos. 

Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Green Dot is a registered trademark of Green Dot Corporation. 

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. 

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details. 

Ohio Residents: Check Cashing provided by Buckeye Check Cashing, Inc., CC700000, Main Office 5165 Emerald Parkway, Suite 100, Dublin OH 43017. 

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