Consent to Electronic Disclosures, Signatures, and Records
Through this website, you can electronically apply for credit from CheckSmart (collectively, “Lender”). The Lender needs your consent to use and accept electronic signatures and records. By submitting your application, you acknowledge that you have reviewed this document and consent to the use of electronic signatures, electronic records, and electronic disclosures in connection with this transaction.
By consenting to the electronic delivery of disclosures, you agree the Lender may provide electronically any and all communications concerning their respective decisions on your Application for Credit (the “Application”), the terms of any credit and/or Loan that may be provided to you, as well as the privacy policies of the Lender (the “Disclosures”). The Disclosures may include, in addition to other things, disclosures pursuant to: (1) applicable state law; (2) the federal Equal Credit Opportunity Act and Regulation B; (3) the federal Fair Credit Reporting Act and Regulation V; (4) the federal Truth and Lending Act and Regulation Z; (5) the federal Electronic Funds Transfer Act and Regulation E; (6) the federal Gramm-Leach-Bliley Act; and (7) any other applicable federal, state or local law or regulation. Your consent applies not only to the Application and any resulting credit and Loan, but also to any application for future credit services from the Lender. Such information may also include any notice, communication, amendment or replacement and/or disclosure required to be provided orally or in writing to you. You are deemed to have received any electronic communication provided to you when it is made available to you.
You may print out each document that is displayed to you along with your current loan documents after logging into your account. You have the option to receive any information that we have provided electronically in paper form at no cost to you. Please email or write to the Lender at its corporate address of 5265 Emerald Pkwy, Suite 100, Dublin, OH 43017 for printed copies of documents provided to you electronically. In your request, please specify which documents you would like to receive in printed form.
Change to Your Contact Information. In order to avoid delay in delivery of the Records, you agree to keep us informed of any change in your electronic or physical mailing address. At least FIVE (5) days prior to the change, you must either contact Customer Service by telephone at 800‑460-4305, or by e-mail at firstname.lastname@example.org.
Consenting to Do Business Electronically. Before signing below, you should consider whether you have the required hardware and software capabilities described below.
Hardware and Software Requirements. To access and retain the Records electronically, you will need the following: a PC- or MAC compatible computer or other device with Internet access equipped with Internet Explorer (8.0 and higher), Firefox (17.0 and higher), Safari (5.0 and higher) or Chrome (23.0 and higher), and Adobe Flash Player (8.0 or higher) web-browser add on, and either a printer, a hard drive or other storage device. We may amend (add to, delete or change) the terms of this Notice and Consent to Electronic Records. If you do not consent at or later withdraw consent after that time, all Records after that time will be provided to you in paper form. For questions regarding the hardware and software requirements, you may send your written questions by mail to: CheckSmart, PO Box 535, Dublin, OH 43017.
By signing your loan Agreement you are confirming that: 1) You have access to a computer system that meets the requirements set forth above; 2) You agree to receive such communications electronically; and 3) You are able to access and print or store information presented to you during this transaction.
You have the option to receive any information that we have provided electronically in paper form at no cost to you by contacting us at 800-460-4305 or CheckSmart, Attn: Records Request, 5165 Emerald Parkway, Suite 100, Dublin, OH 43017. You may also withdraw your consent to electronic notices by contacting us in the same manner.
I consent to the above terms and conditions of the Electronic Disclosure and Communication.