making side money
Savvy Saver

5 Ideas for Making Extra Money

By Jessica Price

October 30, 2023

Finding ways to make a little extra cash is a way to pay for splurge items for some people, but for others it is a way of life and making ends meet. Whether you’re looking for extra income ideas to fund something fun, pay off debt, handle bills, or anything else we’ve put together a fun list of possibilities for you to consider!

freelance hustle

Freelance Services

Freelancing has never been easier with the plethora of available websites that allow you to post your services, book clients, and even collect payment for your work. Not sure which services you would offer? Consider these easy to start side income ideas that can be done from home:

  • Proofreading
  • Copywriting
  • Content Creation
  • Social Media Management  
  • Web Development

Consider the following side hustles that are service oriented:

  • Interior Design
  • Professional Organization
  • Home Cleaning
  • Yard Work
  • Grocery Shopping
  • Meal Prepping
  • Personal Training

Relying on apps to help you book jobs can be a great way to gain exposure and meet new potential clients. However, grassroots efforts like social media connections through Facebook and Next Door can be a great addition to presence on sites like Upwork that are centered around booking jobs via freelancing and sometimes more reliable.1 Keep in mind that some services, like personal training for example, could require a certification depending on your state of residence. Stretch those hustle muscles and build a business that can help you through tough times or help you get ahead financially while having a little fun!

dog walking side money

Get Paid for Helping Pets

Fur babies are the best, but if you’re on the fence about getting a little one of your own a great place to start while earning extra cash is pet sitting or dog walking.2 You can even start a business giving pets baths and freshening them up for their owners! Another great opportunity is to offer pet sitting services.  Sites like Rover can help you connect with potential customers. If you love pets, this may feel like an easy way to make side money.

virtual assistant job

Virtual Assisting

Being a virtual assistant3 is a great way to bring in extra income or create a full-time job. The startup costs are minimal even if you want to launch a full-scale operation, and you can do the work from anywhere that has an internet connection. I used to have a virtual assistant that lived halfway around the world and another that lived on the other side of the country. As a virtual assistant you can handle all sorts of tasks depending on your skillset—from simply answering emails to helping with marketing initiatives. You can use the opportunity to also learn more about different companies when you work with them to perhaps find a full-time position. You can find opportunities on Facebook or through networking, typically. Going to a few local networking events for small business owners can quickly help you build your business.

side job driving

Drive for Dollars

The road to extra cash might be sitting in your driveway!4 If you have a reliable car, you may be able to make the income you need from either driving for a rideshare service or delivering goods to customers. Uber and Lyft are the tried-and-true options for rideshare work, and apps like Uber Eats and Door Dash are popular for food delivery. You can work on your own schedule and get payouts rather quickly. Driving for dollars is a great way to supplement your income and can be picked up or stopped as needed, making this one of the simple side hustles you can start quickly and easily.

creative side hustles

Creativity Can Equal Cash

If you’re artistic, you can create an additional stream of income6 by selling your work! If you are a maker, you can sell your work on sites like Etsy. If you’re a photographer, you can sell your photographs or even start a photography business. Taking family pictures is not only a great way to earn money on the side, but it’s a fun and rewarding experience! Prefer digital art? Graphic design work is never in short supply if you have the skillset.

No matter the side hustle you choose these ideas for making extra money can help you cover costs month after month. If you find yourself in a jam, however, CheckSmart is available to help. We have various loan options available (depending on your state of residence) that can help you with the funds you need to handle expenses that pop up from time to time. If you need help creating a budget that can make it easier to stay on track, check out our guide to budgeting!

Note: Third-party links are provided solely as a convenience and do not imply an affiliation, endorsement, or approval of contents on such third-party websites.


1Sauer, Megan (2023, Aug 24). Popular online side hustles can earn up to $9,750 a month—the No. 1 thing you should know before starting Retrieved from:

2Fabregas, Krista (2023, Sept 5). 29 Side Hustle Ideas to Make Extra Money in 2023 Retrieved from:

3Indeed Editorial Team (2023, Jul 31). 35 Ways to Make Extra Money By Working From Home Retrieved from:

4Bond, Casey (2023, Sept 6). Want to make money fast? Here are 16 legit ways to do it Retrieved from:

6Neidel, Courtney (2023, Sept 5). 25 Ways to Make Money Online, Offline and at Home Retrieved from:

Jessica is hyper-focused on making information about the Personal Loans offered by CheckSmart including Payday Loans, Installment Loans, and Title Loans accessible and easy to understand. Learning the basics about finances shouldn’t be complicated after all! The key to responsible borrowing is understanding the loans you’re considering, and it’s Jessica’s mission to help anyone considering a loan make an informed decision. Jessica is passionate about sharing easy-to-follow Budgeting Tips and helping readers increase their financial literacy in the Financial Corner of the blog. You’ll find great budgeting tips, Simplified Savings tips, and information that will help you improve your financial wellness sprinkled throughout each of her blogs.

Related Articles

gift giving on a budget

Savvy Saver

Budget Friendly Gift Ideas for the Holidays

December 8, 2023

holiday budgeting

Savvy Saver

Holiday Budget Planning Can Prevent Post Holiday Blues

November 30, 2023

prioritizing finances

Savvy Saver

Juggling Financial Goals and Your Lifestyle

November 30, 2023

Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive. 

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos. 

Green Dot: must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.  Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.  Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.  ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. 

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details. 

Ohio Residents: Check Cashing provided by Buckeye Check Cashing, Inc., CC700000, Main Office 5165 Emerald Parkway, Suite 100, Dublin OH 43017. 

© 2024 CheckSmart Financial Company. All Rights Reserved. Privacy Policy | Terms of Use | Accessibility Statement