Title Loans

Keep your car, Drive away with cash!

Title loan backed by your clear vehicle title.
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Title loan

What is a Title Loan?

A Title Loan is a secured loan that allows you to use the clear title to an approved vehicle as collateral. Because you are offering collateral for your loan, Title Loans can often offer higher lending amounts than some of our other loan options. In addition to car Title Loans, we also offer motorcycle Title Loans, and truck Title Loans. If you’re wondering “Where can I get a Title Loan near me?” CheckSmart is the smart choice. 


For now, this type of loan is only available in Arizona.

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Available Loan Amounts

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Installment Title Loans

Up to $25,000

Requires a clear title for an approved vehicle. Payments are made over time in installments. Title loans are subject to minimum auto value requirements. Vehicle and title must be present to complete appraisal where applicable.

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How to Get a Title Loan at CheckSmart

Title loan requirements to apply in-store.

Apply for a Title Loan In-Store

Start by filling out your application, get an appraisal of your vehicle, and receive a loan. You’ll need to bring the following with you to apply for a Title Loan

Signing necessary CheckSmart title loan documents.

Review & Sign Loan Docs

Sign your loan documents, leave your car title with us (when applicable), and drive away with cash!

Paying off a title loan.

Pay Off Your Title Loan

We strive to make the repayment process quick and simple. The terms of your repayment will be outlined in your loan agreement. Continue driving your car while paying off your loan!

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Is a Title Loan a SmartMatch for you?

If a Title Loan from CheckSmart sounds like the smart choice for you, stop by your nearest CheckSmart to apply today. We understand that you may have more questions. If so, check out our FAQ Page to learn more about CheckSmart Title Loans.

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Also of Interest

Loans Overview

Need quick cash? CheckSmart offers personal loan options with competitive rates and fast, friendly service.

Installment Loans

Get the financial help you need with an Installment Loan from CheckSmart. Visit a CheckSmart location today to apply or learn more about this loan option.

Online Loans

Get the money you need with an online loan from CheckSmart. Our application process is quick and hassle-free, and you can expect a swift lending decision!

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Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive. 

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos. 

Green Dot: must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.  Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.  Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.  ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. 

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details. 

Ohio Residents: Check Cashing provided by Buckeye Check Cashing, Inc., CC700000, Main Office 2312 E. Trinity Mills Rd, Suite 100 Carrollton, TX 75006. 

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