Title Loans

Keep your car, Drive away with cash!

Title loan backed by your clear vehicle title.
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Title loan

What is a Title Loan?

A Title Loan is a secured loan that allows you to use the clear title to an approved vehicle as collateral. Because you are offering collateral for your loan, Title Loans can often offer higher lending amounts than some of our other loan options. In addition to car Title Loans, we also offer motorcycle Title Loans, and truck Title Loans. If you’re wondering “Where can I get a Title Loan near me?” CheckSmart is the smart choice. 


For now, this type of loan is only available in Arizona.

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Available Loan Amounts

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Installment Title Loans

Up to $25,000

Requires a clear title for an approved vehicle. Payments are made over time in installments. Title loans are subject to minimum auto value requirements. Vehicle and title must be present to complete appraisal where applicable.

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How to Get a Title Loan at CheckSmart

Title loan requirements to apply in-store.

Apply for a Title Loan In-Store

Start by filling out your application, get an appraisal of your vehicle, and receive a loan. You’ll need to bring the following with you to apply for a Title Loan

Signing necessary CheckSmart title loan documents.

Review & Sign Loan Docs

Sign your loan documents, leave your car title with us (when applicable), and drive away with cash!

Paying off a title loan.

Pay Off Your Title Loan

We strive to make the repayment process quick and simple. The terms of your repayment will be outlined in your loan agreement. Continue driving your car while paying off your loan!

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Is a Title Loan a SmartMatch for you?

If a Title Loan from CheckSmart sounds like the smart choice for you, stop by your nearest CheckSmart to apply today. We understand that you may have more questions. If so, check out our FAQ Page to learn more about CheckSmart Title Loans.

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Also of Interest

Loans Overview

Need quick cash? CheckSmart offers personal loan options with competitive rates and fast, friendly service.

Express Loans

Get the financial help you need with an Installment Loan from CheckSmart. Visit a CheckSmart location today to apply or learn more about this loan option.

Online Loans

Get the money you need with an online loan from CheckSmart. Our application process is quick and hassle-free, and you can expect a swift lending decision!

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Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility. Applicant cannot be an active-duty member of the Military, or that person's spouse or dependent. Funded amounts vary by state, store, product or based on the results of an ability to repay analysis (where applicable. Rates, terms and conditions apply. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. All products are not available at all locations. 

Title loans are subject to minimum auto value requirements. Vehicle and title must be present to complete appraisal where applicable. 

Store Services: Rules, restrictions, and fees apply. See store for details. 

Green Dot: Must be the age of majority in your state of residence (18 or more) to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.

3. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposited with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits.

Fees, limits, terms, and conditions apply. See store for details.

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