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CheckSmart's got you covered with multiple in-store services!

The financial services and lending options we provide just make sense. You can count on our knowledgeable team to help you get the funds or services you need.

Bringing in a check to use CheckSmart check cashing services.

Check Cashing

Our stores provide customers with quick and easy Check Cashing services. At CheckSmart, Check Cashing rates are competitive so that you can keep more money in your wallet! You’ll need your government-issued ID and your check when you stop by our store.

Counting out cash to send in a money order at CheckSmart.

Money Orders

A Money Order is great when you need a reliable and secure way to send funds for a bill payment or anywhere that doesn’t accept cash or checks. Money Orders are a safe bet since they come with a tracking number and clear the bank processing system more quickly than checks. No bank account is needed, simply bring your ID and cash to the store, and we can help issue a Western Union® Money Order. We can also cash Money Orders at any CheckSmart location!

Utilizing bill pay at CheckSmart to make payments on time and in one place.

Bill Pay

We know how important financial literacy and budget tracking are, with our Bill Pay services, you can keep track of your payments and ensure that you don’t miss your due dates. You can organize your online bill payments all in one convenient place.

Using a card to send wire transfer money at CheckSmart

Wire Transfer

Wire money to family and friends safely worldwide through our Money Transfer service. Simply bring your government-issued ID and cash to the store where you will fill out a quick form and we’ll process a Western Union® Wire Transfer.

Remembering CheckSmart can cash out gift cards.

Gift Card Buy Back

Exchange gift cards for cash, when there is an unused or remaining balance! CheckSmart offers a Gift Card Buy Back service that allows us to cash out gift cards for the balance on that card minus a small fee. We accept gift cards from most major retailers.

Holding up Green Dot® Visa® Debit Card received at CheckSmart.

Green Dot® Visa® Debit Card

You can open an account to shop, pay bills, get your pay up to 2 days early1, access overdraft protection up to $2002 and free ATMs nationwide.3 Use everywhere Visa Debit is accepted in the U.S. For more details contact one of our knowledgeable team.

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Also of Interest

Payday Loans

CheckSmart offers Payday Loans to see you through until payday. Learn about our application process, ways to access your cash, and repayment!

Express Loans

Get the financial help you need with an Installment Loan from CheckSmart. Visit a CheckSmart location today to apply or learn more about this loan option.

Online Loans

Get the money you need with an online loan from CheckSmart. Our application process is quick and hassle-free, and you can expect a swift lending decision!

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Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility. Applicant cannot be an active-duty member of the Military, or that person's spouse or dependent. Funded amounts vary by state, store, product or based on the results of an ability to repay analysis (where applicable. Rates, terms and conditions apply. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. All products are not available at all locations. 

Title loans are subject to minimum auto value requirements. Vehicle and title must be present to complete appraisal where applicable. 

Store Services: Rules, restrictions, and fees apply. See store for details. 

Green Dot: Must be the age of majority in your state of residence (18 or more) to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.

3. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposited with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits.

Fees, limits, terms, and conditions apply. See store for details.

©2025 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

Ohio:  Check Cashing provided by Buckeye Check Cashing Inc., CC700000, Main Office 2312 E Trinity Mills Rd, Ste 100, Carrollton TX 75006

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2312 E Trinity Mills Rd, Ste 100, Carrollton TX 75006

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