Express Loans

Big Problems? An Express Loan Could Solve Them!

Installment Loans that are easily accessible to fit your situation.
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Title Loan

What is an Express Loan?

Express Loans are like Title Loans in that you need a car, or other qualifying vehicle, to qualify, but with an Express Loan you do not need a clear title. This means your car does not have to be paid off free and clear to obtain a loan. Instead of using the clear title to your car to secure your loan, you will use the equity you have in your vehicle in addition to other things such as your income. At CheckSmart we offer Installment Express Loans. This loan operates similarly to an Installment Loan and allows you to make equal payments over time. When you’re in need of fast cash, an Express Loan from CheckSmart is the right choice to get you through. 


This loan is only available in Arizona. Credit check required for new applicants.

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Available Loan Amounts

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Installment Express Title Loans

Up to $7,500

Offers a longer loan term, with payments made overtime in equal installments, usually in alignment with your paydays.

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Steps to Accessing a CheckSmart Installment Loan

Installment loan

Visit Us In-Store

Apply for an Express Loan at your nearest CheckSmart! To help the process move as quickly as possible, please bring the following with you:

You can receive quick funding upon approval for a personal Installment Loan.

Get Your Cash!

After approval, you’ll review and sign your loan documents. Then it’s the best part – you’ll drive away with your cash in hand!

A payment series so you can repay your CheckSmart Installment Loan over time.

Pay Back Your Loan

Making your payments on time is important, and you’ll make your payments over time, though the exact terms of repayment will be outlined in your loan agreement. 

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Is an Express Loan the SmartMatch for you?

If an Express Loan from CheckSmart sounds like the smart choice for you, stop by your nearest CheckSmart to apply today. We understand that you may have more questions. If so, check out our FAQ page to learn more about CheckSmart Express Loans.

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Also of Interest

Store Services

CheckSmart store services make your financial transitions quick and easy. With check cashing, money orders, wire transfers, and more – we're here to help!

Payday Loans

CheckSmart offers Payday Loans to see you through until payday. Learn about our application process, ways to access your cash, and repayment!

Online Loans

Get the money you need with an online loan from CheckSmart. Our application process is quick and hassle-free, and you can expect a swift lending decision!

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Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive. 

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos. 

Green Dot: must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.  Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.  Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.  ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. 

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details. 

Ohio Residents: Check Cashing provided by Buckeye Check Cashing, Inc., CC700000, Main Office 2312 E. Trinity Mills Rd, Suite 100 Carrollton, TX 75006. 

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