CheckSmart Credit Inquiry

By submitting below, I authorize CheckSmart and their lawfully designated agents, contractors, employees, successors, assigns and affiliates (collectively, the “Authorized Parties”) to contact any persons or companies, including credit reporting agencies, to verify information the Authorized Parties may require now, and in the future, while attempting or providing credit services for or to me or collecting any debt due. I also authorize and consent to the Authorized Parties using such information for other purposes, including obtaining applicable criteria bearing on my creditworthiness, to administer any loan or account I may obtain, for other credit-related purposes connected with any loan or account I may obtain or maintain, to offer other products and services, and for any other uses and purposes permitted by law. Authorized Parties may make inquiries and requests and receive credit reports, including credit history and standing, from time to time pertaining to me from any consumer credit reporting agency. I understand, acknowledge, and agree that the Authorized Parties’ inquiries concerning my credit history and standing, and requests to receive credit reports, may appear on my credit report and may affect or impact my credit score. I understand and agree that information concerning any loan or extension of credit I receive may be reported to consumer credit reporting agencies. Late payments, missed payments or other defaults may be reflected in my credit report. Nothing herein contained shall require the Authorized Parties to extend credit to me.

I acknowledge and agree that I have the right to obtain a copy of my credit report from a consumer reporting agency, that I may be charged a reasonable fee, and that I have a right to dispute inaccurate information by contacting the consumer reporting agency directly.

COLLECTION AND USE OF BANK ACCOUNT INFORMATION: As part of our information collection and underwriting processes, in addition to any bank account information that you provide to us directly, we may receive information on additional bank accounts in which you have an ownership interest through third parties. We may consider these additional accounts to be part of the application process and may use the information on these additional accounts in determining your eligibility for a loan or extension of credit, and as applicable criteria bearing on creditworthiness. By applying, you authorize us to use all information received as part of our scoring and underwriting processes, including all bank accounts in which you have an ownership interest for this purpose.