inspirational books
Savvy Saver

Three Books That Inspire Personal Growth and Change

By Jessica Price

September 28, 2023

Learning how to manage money better is top of mind for many Americans this season. Leaning into a season of growth is a great way to kick-start that transformation when it’s needed. Evolving and changing our thinking and our habits is an exciting opportunity to become the best versions of ourselves possible. Learning to modify habits through a commitment to self-improvement can yield major results when attempting to radically improve finances. Start with a few self-help books to kick-start your journey. Reading, after all, helps us expand our knowledge base and begin the process of adopting new ways of thinking that can radically transform our lives. By extension, working on personal development can also improve your financial health and help you change spending habits. When you’re in a good place mentally and have healthy habits in place in various areas of your life, adopting financial tips may be a bit easier.


Implementing things that you learn from reading will never be a quick, easy fix for behaviors that have developed over time no matter how frustrating the behaviors are or how much you’d like to change them. Overnight change is tough and usually not feasible. Instead of approaching a new lifestyle in an “all or nothing” fashion, try to be gentle with yourself and take it one step at a time. Over the next few months, mix the following books into your regular reading rotation and see which parts stand out as options that could help you accomplish your personal growth goals and additionally you can learn how to implement tips for better money management.


The three books on this list made an incredible difference to me not in my personal life and as I developed healthy habits, which includes financial habits. I am more mindful in general, meaning my spending has become more mindful. Who am I? An everyday person who didn’t learn about the importance of mindful living and good spending habits until late adulthood. I am a firm believer that anyone can invoke a change in their lives if they dedicate themselves to the process verses the outcome. No one is perfect, and reading a self-help book with the intent of perfectly adopting the principles within can feel frustrating. If, instead, you’re focused on the process of evolving into the person you’d like to become, you can not only yield better results but also enjoy the process. Progress, after all, can be fun.

life changing books


Reshaping habits begins one tiny step at a time. Instead of focusing on financial education books when starting your journey towards a healthier financial life, an approach to changing habits in general may be a more digestible approach. As the saying goes, where there is smoke there is fire, and if you are facing financial struggles or looking to enhance your understanding of healthy financial habits, you may need to rethink your approach to healthy habits in general. Books on financial literacy and books for financial planning may be a bit overwhelming for some readers. Financial education, and more specifically financial education books are often geared towards seasoned readers who are familiar with healthy financial habits and looking to expand their already extensive knowledge. When you’re learning how to change spending habits, learning how to fully adopt new habits is the first step that anyone can take. Keep an eye on the CheckSmart blog over the next few months to learn more about small steps towards financial health that you can implement without major disruption to your day-to-day life. Looking to dive a little deeper now? Check out our blog about budgeting basics or learn how to start saving for your future.

Jessica is hyper-focused on making information about the Personal Loans offered by CheckSmart including Payday Loans, Installment Loans, and Title Loans accessible and easy to understand. Learning the basics about finances shouldn’t be complicated after all! The key to responsible borrowing is understanding the loans you’re considering, and it’s Jessica’s mission to help anyone considering a loan make an informed decision. Jessica is passionate about sharing easy-to-follow Budgeting Tips and helping readers increase their financial literacy in the Financial Corner of the blog. You’ll find great budgeting tips, Simplified Savings tips, and information that will help you improve your financial wellness sprinkled throughout each of her blogs.

Related Articles

gift giving on a budget

Savvy Saver

Budget Friendly Gift Ideas for the Holidays

December 8, 2023

holiday budgeting

Savvy Saver

Holiday Budget Planning Can Prevent Post Holiday Blues

November 30, 2023

prioritizing finances

Savvy Saver

Juggling Financial Goals and Your Lifestyle

November 30, 2023

Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive. 

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos. 

Green Dot: must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.  Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.  Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.  ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. 

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details. 

Ohio Residents: Check Cashing provided by Buckeye Check Cashing, Inc., CC700000, Main Office 5165 Emerald Parkway, Suite 100, Dublin OH 43017. 

© 2024 CheckSmart Financial Company. All Rights Reserved. Privacy Policy | Terms of Use | Accessibility Statement