CheckSmart offers the following services in our
Ohio stores:

• Consumer Loans
• Check Cashing
• Western Union Services
• Money Transfers
• Money Orders
• Bill Payment Services
• Insight Silver Prepaid MasterCard®
• CheckFreePay Bill Payment Services

At participating CheckSmart locations we make loans up to $1,000 to meet your short-term financial needs*. These loans are either unsecured or secured by a postdated check that our customer leaves in the branch at the time they enter into the loan transaction. If you need a loan today, CheckSmart is here to help. Our consumer loans are made on an interest-bearing basis. That means interest is charged on the principal amount of the loan on a daily basis. You are only charged interest for the period of time that the loan is outstanding. The sooner you repay the loan the less the transaction will cost you. These loans also carry a maximum annual interest of 25%. Please stop by one of our branches today to try our new consumer loan product.

* Loans authorized by Ohio R.C.§§1321.51 - .60, available only to Ohio residents.

At Checksmart, we cash all types of checks – payroll, insurance, personal, tax refund, settlement, government and social security checks. Many times banks may not cash your check if you do not have an account with them or they may hold your check until it clears. That’s why there’s Checksmart. We’re open convenient hours and well after the bank has closed. Plus, the majority of our locations are open on Sundays and some locations are open 24 hours a day!

Western Union® Services

Trust Western Union^® to get your money where it needs to go. At Checksmart, you can use the Western Union^® family of services to send money, send bill payments and purchase money orders.

• Money Transfers:

  When you need to send money fast, turn to Western Union^®. With 275,000 Agent locations in over 200 countries and territories, you can send money to friends and family—quickly, reliably and conveniently.

• Money Orders:

  When you need a reliable, convenient way to pay bills and make purchases, look no further than Western Union^® Money Order^SM payment instruments. Use them to make purchases, to give a gift, to pay bills or use them when cash and checks aren’t accepted.

• Bill Payment Services:

  Allows you to pay utility bills for electric, gas, phone, cable, water and more.

Your Insight Silver Prepaid MasterCard® is an easy-to-use alternative to credit cards and traditional banking. It provides the convenience of a bank card without the minimum balance, and hidden fees that banks may charge. No credit checks and no bank accounts are required.

Because it's a prepaid card, you can only spend what you load onto the card. You can load your card at your nearest Easy Money store, or Insight Reload Center.

Use your card everywhere MasterCard® debit is accepted, including at ATM's, online, and over the phone. Whether you want to shop or manage your spending more effectively, you'll have a simpler and easy way to use your money.

CheckFreePay Bill Payment Services

CheckFreePay walk-in bill payment is a convenient and safe way to pay your bills in person. You can pay mulitple bills at any Checksmart store, get a receipt with each transaction and avoid late fees.